Author: Darby Karchut and Wes Karchut
Publisher: Copper Square Studios
Published: August 2012
Source: Received from Author
Read: March 3-4, 2013
My Rating: 5 Stars
Goodreads: Add This To Your TBR Shelf
Parents: Hand this book to your teen before handing them a credit card.
Teens: Learn real-life, money skills. Practical, no-nonsense ways that help you waste less and have more money. Read this book before you hand over your credit card, take out a student loan, sign a cell phone contract, apply for a car loan, start a job or buy one more thing online.
"Ensuring financial literacy for all young adults is one of our most pressing challenges…MONEY AND TEENS is a great and timely resource to help get us there." - Dr. Walt Cooper, Superintendent, Cheyenne Mountain School District, Colorado Springs, CO
Master the skills you need to get the things you want - computers, cars, a college education, even a home.
This book breaks down everything from balancing a checkbook to loan payments and the basics of taxes. It's certainly no substitute for professional advice, but it's enough to get someone started at the very least. I learned a thing or two myself when reading it. This book is written in a basic, down to earth tone that I think teens can appreciate without having the feeling that they're being talked down to.
The only thing I didn't like were that some of the vignette examples at the end of chapters were a little corny. That's just a personal preference though, and likely the result of my not being a teenager anymore, and having a very different mindset when it comes to spending money.
This book has lots of helpful resources, charts, and examples for teens who are just learning to manage their money and those of us who need a push to start a budget, or manage our finances a little more carefully.